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Disclaimer : This article is provided for informational and educational purposes only. The author strives to offer positive and informative perspectives and does not intend to provide professional advice in the fields of finance, business, or education. Any decisions made based on the information in this article are solely the responsibility of the reader. Remember, "Your Money, Your Life" – all decisions are in your hands. Be wise in making decisions and always consider various information and professional advice before taking significant steps.

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